• Regular Savings
• Shrewd Saver
• Holiday Club
• Money Market Savings

Regular Savings

• $100 minimum to open
• Individual, Sole Proprietor, Organizations
• Minimal Service Charge if Balance falls below $100.00
• Competitive Interest Earned on all balances
• Nine free withdrawals per quarter
• Limited Transactions

**$25 minimum for minors and seniors (55 or older)**
**Service charge waived for minors and seniors**

Shrewd Saver

• $100 minimum to open
• Individual, Sole Proprietor, Organizations
• Service Charge if Balance falls below $100.00
• Competitive Interest Earned on all balances
• Nine free withdrawals per quarter
• Limited Transactions

**Pays higher then our Regular Savings for the more Shrewd Saver**

Holiday Club

• $3 minimum to open
• Individual
• No Service Charge
• Competitive Interest Earned on all balances
• Checks mailed out last week of November

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Money Market Savings

• $2,500 minimum to open
• Individual, Sole Proprietor, Non-Profits and For-Profit Organizations/Corporations, Businesses, Government Entities
• Competitive Interest Earned on all balances/variable rate
• Minimal Service Charge if Balance falls below $2,500.00
• Limited Transactions

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